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Ciby Joseph (FCA, FRM) is a veteran credit and finance professional with two decades of banking experience. His banking exposure included banks such as CSB, HSBC and Lloyds TSB. University Rank holder (1989) and a recipient of a 'Letter of Appreciation' from HSBC (2003) for best credit risk analysis, Ciby headed the corporate credit risk of Lloyds TSB Middle East where he enjoyed corporate credit sanction authority.
59.73 GBP
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